HOME LOANS: All on how to make an application for mortgage loans

HOME LOANS: All on how to make an application for mortgage loans

A house you are able to phone your personal.

Now feasible with Citi mortgages with interest levels beginning at 8.20%*p.a.

Congratulations on finding your perfect house!

Pick from certainly one of our mortgage loan options and invite us to create your ideal a real possibility. Our mortgage loans, with regards to considerable features, host of advantages and competitive rates of interest, have now been specifically made to match your house finance needs. Because of the Citibank Home Credit choice, you are able to avail some great benefits of interest cost savings designed for withdrawal, or quicker payment, towards your mortgage.

Find out about just just how Citibank mortgage loans can offer the funding you would like so when you are prepared, submit an application for a housing loan.

You can even go to our ‘of good use Links’ area below to locate more details about our mortgage loan interest levels along with other details.

Have a look at our Home Loan Eligibility Calculator to find out your house loan eligibility

Follow this link to look at a number of domestic properties in your area that are approved with Citibank

Have a look at our Home Loan EMI Calculator to determine your house loan EMI

Congratulations on finding your ideal house! Citibank mortgage loan using its considerable features and interest that is competitive will allow you to for making your ideal house a real possibility. *

Unique attributes of Citibank Mortgage

  • Appealing Interest Levels.
  • Simple Home Loan as much as Rs. 10 crore.
  • Versatile payment tenure as much as 25 years.
  • Residence Loans as much as 80percent regarding the home value.
  • Flexibility to pay for interest only during construction period.

Great Things About Citibank Mortgage Loan

  • Interest determined on day-to-day reducing balance.
  • No co-borrowers/guarantors required.
  • CitiPhone platform to respond to your entire questions.
  • On the web use of your mortgage loan account.

Mortgage loans designed for

  • Buy of under construction home.
  • Buy of Ready Property.

Citibank gives you to power pack your loan through the unique Home Credit choice which allows you to decide what interest you pay in your loan.

Residence Credit loans run through Residence Credit Account that is an account that is current to your loan. All amounts deposited in the house Credit account in more than the limit quantity and at the mercy of a optimum of your outstanding loan is transported on a day-to-day foundation to your loan account to counterbalance the attention being charged on your own loan. This quantity is obviously readily available for withdrawal by you as a line that is overdraft.

Citibank gives you 2 choices in Residence Credit loans as possible select based on your requirements:

Home Credit Vanilla choice offers you a choice of keeping liquidity. A line that is overdraft set from the Residence Credit account and interest cost cost cost savings arising from the Home Credit facility get towards increasing this line, that will be constantly readily available for withdrawal by you.

Residence Credit Fast Track provides you with a choice of repaying your house loan faster. Interest saves are modified towards lowering your loan outstanding, which effectively lessen the tenure of one’s loan which help fastcashcartitleloans.com sign in you close your property loan quicker.

Click to learn more about Residence Credit center.

View here to observe you are able to save your self interest and minimize tenure Home Credit Fast that is using Track.

Loan Amount

It is possible to make an application for a Citibank mortgage loan via:

Mortgage loans are offered by Rs 5 Lakh to Rs 10 Crore.

Citibank mortgage loans have maximum payment tenure all the way to 25 years. The real tenure of one’s loan is susceptible to the financial institution’s discernment.

On the basis of the valuation of your home, it is possible to avail a true mortgage loan all the way to 80per cent of your home value.

You ought to be at the very least 23 years old and possess work connection with at the very least two years to avail a true mortgage from Citibank.

Yes, based on the earnings and ability to settle, we could provide an in principle approval for a mortgage loan. On the basis of the loan that is approved, it is simple to recognize the home you’ll want to purchase. But, the home should fulfill Citibank Credit parameters for obtaining a last sanction.

Yes, after you have finished repayments on the current loan for over a few months, you can expect you an extra top-up loan on your current mortgage loan. The sanction that is final of loan are at the discretion of Citibank.

EMI is short for Equated Equal Payments. This installment includes both the Principal and Interest Components. Citibank mortgages are repa Rs 1 interest and lakh price of 10%.

Click to find the EMI out on your own loan.

Loan Tenure (in Years) EMI Per Lakh (in Rupees)
۵ ۲,۱۲۵
۷ ۱,۶۶۱
۱۰ ۱,۳۲۲
۱۵ ۱,۰۷۵
۲۰ ۹۶۵
۲۵ ۹۰۹

Citibank provides you with a bunch of payment choices for your loan EMI. You are able to spend your EMI through: SI (Standing Instruction) on the Citibank account or through NACH (nationwide Automated Clearing home).

Yes, you might be allowed to prepay your loan. It is possible to elect to make partial prepayments on your house loan. Please relate to the stipulations mentioned into the loan contract to learn more about the relevant costs on prepayments.

Home Credit

Yes, it is possible to! It is possible to decide for Citibank Residence Credit to advance reduce steadily the interest expense on your own mortgage. To learn, view here.

Helpful Hyper Hyper Hyper Links

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Whether you are a first-time customer or trying to transfer your current loan or leveraging your premises’s equity to enhance your company, Compare mortgage loans Citibank provides that include a number of benefits and competitive rates of interest.

  • Citi Loan against Property – lets you leverage your domestic or property that is commercial value by availing that loan against home.
  • Citi Home Loan Takeover Plus Enhancement – Enjoy reduced interest levels with your mortgage loan stability transfer center and then top your loan to augment further monetary demands.
  • Top-up Existing mortgage loan – Avail of the house loan top-up center to get more cash based on your payment record additionally the present home value.

Today View all home loan options and apply for home loan with Citi to start with your home loan journey!


*Terms and conditions use. All loans are in the discretion that is sole of N.A. Citibank reserves the ability to ask for almost any extra papers from the applicant. Citibank reserves the proper, whenever, with previous notice to incorporate / alter / modify / modification or differ some of the conditions and terms or even to change them, wholly or in component. Click the link for most terms that are important conditions. Please relate to our Schedule of Charges.

Home mortgages can be obtained just in Delhi-NCR, Mumbai, Pune, Bengaluru, Chennai, Hyderabad, Jaipur, Coimbatore, Ahmedabad, Chandigarh & Kolkata.

Citibank Asia will not promote any products or services to people resident when you look at the European Union, European Economic region, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican additionally the Isle of Man. This website is certainly not, and really should never be construed because, an offer, invitation or solicitation to get or offer some of the services and products mentioned herein to people resident into the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican and also the Isle of guy.

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